Insurance 101 for the Class of `99: What You Really Need to Know and Probably Don`t
Online Insurance Checklist from Leading Independent Source Helps College Students Prepare for Life in the Real World
(CPWire) REDWOOD CITY, Calif. -- April 26, 1999 – It may come as no surprise that surfing the Web has surpassed drinking beer as the ''in'' activity on college campuses, according to a recent study by Student Monitor. By now, you`ve mastered online research, can chat all night long, and have multiple e-mail accounts. With graduation around the corner, you’re no doubt online more than ever finding the perfect job. But has the Internet helped you in matters more practical, more important and more real – such as your insurance?
The Internet is arguably the best tool to make the transition from college student to working professional, and part of being a working professional means your parents can no longer subsidize your insurance. Just in time for graduation, InsWeb has developed an Insurance 101 Checklist and interactive tools and tips to help college students learn more about their coverage decisions and individual needs.
If you`re wondering how to handle this new responsibility, insurance Web sites, like InsWeb, that provide multiple quotes, as well as easy-to-use tools and information, can help make sense of confusing terms and jargon and help you determine your insurance needs. Comparison-shopping sites eliminate countless hours on the phone and simplify a traditionally difficult process. And by comparing, you`ll potentially save money because the price of similar coverage often varies widely.
InsWeb, located at http://www.insweb.com, is a one-stop source for educating yourself about insurance, including comparative quotes for auto, homeowners and renters, term life, individual health and short-term medical insurance.
Tips for ''Insuring'' Your Future (also available at http://www.insweb.com)
* Check with your family’s health insurance provider to see if you are still covered on their policy. As a recent college graduate, you may not be eligible for coverage as a dependent. It might be time to shop for your own policy; you don`t want to be without coverage in case of an emergency. * Moving into a new apartment? Consider renter`s insurance to protect your new diploma and other valuables. It`s relatively cheap protection, even if you don`t have a lot of stuff.
* Landed your first real job? Know the right questions to ask about a company’s health insurance plan. No matter how reputable the company, there may be a significant waiting period until you are eligible for coverage. * Moving back home or to a new city? Be sure to re-evaluate your auto insurance policies. A new location can affect your auto insurance costs.
* When looking for insurance, be sure to comparison shop to get the best deal. Prices for similar coverage can vary widely from company to company. Source: InsWeb Corporation
By completing a single form at InsWeb.com, a free and unbiased insurance marketplace, consumers can get multiple comparative quotes from the nation`s leading insurance companies. For more information and tips on your basic insurance needs, visit http://www.insweb.com, Yahoo’s Insurance Center (http://insurance.yahoo.com/) and Infoseek`s auto insurance center (http://infoseek.com).
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