Travel Insurance Covers Student Travelers For Lost Baggage, Illness or Injury, and Lost or Stolen Travel Documents � Even on Short Trips
STEVENS POINT, Wisc.--(COLLEGIATE PRESSWIRE)--Dec 16, 2004--With record snowfalls in the West already making news, hard-working students are looking forward to swapping their textbooks for a snowboard and the chance to hit the nearest slopes over the holidays and during winter break. Or perhaps they`ll use their time off for a quick vacation at the beach. Either way, there will be a limited amount of time away from school � which means that any travel problem that occurs can quickly eat into the much-needed break from the books.
In the excitement of the trip, many will let travel insurance fall by the wayside � while the savvy students will opt to cover their hard-earned, much anticipated holiday away with Quick Break, a comprehensive travel insurance program provided through Travel Guard International, a leader in student travel coverage plans. The plan � part of a complete line of travel insurance programs for the student traveler � is available online at Travel Guard`s dedicated Student Travel Guard website (www.studenttravelguard.com).
The Quick Break travel insurance plan is designed for travelers under 29 years of age, embarking on trips under 14 days with a trip cost of less than $2,000. The plan covers trips for the kinds of things that can turn a short getaway into a time-consuming hassle � such as a skiing injury or a severe bout of the flu.
Students looking to make the most of their time off will appreciate knowing that they won`t miss any more of their trip than absolutely necessary, as LiveTravel, Travel Guard`s `round-the-clock emergency travel hotline, is available to quickly resolve travel problems and delays by making any necessary last-minute travel changes such as rebooking flights, rental cars and lodging. And BagTrak*, the company`s lost luggage tracking and locating service, can be instantly activated to find and forward any wayward baggage.
''Lost baggage � or even a bag that is delayed for the first day or two of a short getaway � can really take the fun out of a vacation that may only be a few days long in the first place,'' notes Dan McGinnity, Vice President of Communication at Travel Guard. ''One of our customers was bound for the slopes of Nevada, only to find that his snowboard never showed up on the baggage carousel upon his arrival in Reno. Fortunately, our BagTrak service quickly tracked and located his bag � with snowboard intact � and it was forwarded to him within a matter of hours. Had it been a day or two, it would have really put a crimp in his getaway.''
For the things that can go wrong before the trip, the plan also includes comprehensive coverage for trip cancellation, interruption and delay � for reasons as varied as illness or injury to the traveler or a family member, or severe weather that causes the delay or cancellation of travel. And Quick Break covers not only covered medical expenses, it also covers covered emergency medical transportation if an ill or injured covered student traveler needs urgent medical attention.
Quick Break also includes an array of travel assistance services, including medical referrals; translation/interpretation service; legal referrals; lost passport/travel documents; and bail bond assistance. And covered students will also benefit from pre-trip advice including access to passport, visa and vaccine requirements; travel safety and health advisories; embassy contacts; and weather and currency information. Emergency message relaying of important phone and e-mail messages to friends and family can also come in handy, as can the cash wire service assistance when arranging an emergency cash advance.
Since the needs of every student � and every trip � are different, Travel Guard makes available a comprehensive suite of products that tailors the right coverage to each trip. Student Travel Guard also makes available coverage for other student travel adventures, with products such as International Travel and International Travel Plus (just right for students studying abroad for a semester, or a year), Protect-for-Less (comprehensive secondary insurance, including trip cancellation coverage), Smart Flier (coverage for airline ticket change fees), and Citizen Abroad (an annually renewable, major medical and term life insurance plan).
More than just a source of travel insurance, the Student Travel Guard web site also serves as a one-stop-shop for the prudent student traveler`s trip preparations, with links to the U.S. State Department`s Student Travel Tips site, a currency converter, ATM and hostel locators, weather information and the Center for Disease Control`s Travelers` Health Information site.
For more information about the complete line of travel insurance and assistance products available on the Student Travel Guard web site, travelers can visit www.studenttravelguard.com, call Travel Guard`s World Service Center at 1-800-826-4117 or see their travel agent.
Travel Guard International is a leading travel insurance provider, covering more than six million travelers each year. Student Travel Guard`s travel insurance protection plans include coverage for trip cancellation penalties, travel interruptions and delays, emergency medical expenses, medical evacuation expenses and lost or delayed baggage. Coverage also includes 24-hour travel emergency service for emergency medical assistance, last minute or emergency travel changes, lost luggage tracking, pre-trip travel advice and more.* Student Travel Guard`s Quick Break program is underwritten by American Home Assurance Company, with its principal place of business in New York, NY. Student Travel Protect-for-Less program is underwritten by National Union Fire Company of Pittsburgh, Pa., with its principal place of business in New York, NY.
The Student Travel Guard web site offers the products Protect-for-Less, which is the coverage offered under the Protect Assist Program and Smart Flier, which is the coverage offered under the Air Ticket Protection Plan, under policy AIC-TRVL-P (2/03). The policy is underwritten by Arch Insurance Company, One Liberty Plaza, New York, NY 10006. This is only a brief description of the insurance coverages available under the policy. The policy contains reductions, limitations, exclusions and termination provisions. Full details of the coverage are contained in the Policy. If there are any conflicts between this document and the policy, the policy shall govern. Not all coverages are available in every state
Student Travel Guard`s International Travel, International Travel Plus and Citizen Abroad are provided by MultiNational Underwriters, a division of Travel Guard International.
Non-insurance services are provided by Travel Guard International.
This is only a brief description of the coverage available. The polic(ies) will contain limitations, reductions, exclusions, and termination provisions. Coverage may not be available in all states or outside of the U.S.
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