WILMINGTON, Del.--(COLLEGIATE PRESSWIRE)--Sept. 10, 2007--College isn�t what it used to be. Students now have the world at their tech-savvy fingertips, submitting papers via email and taking Facebook study breaks. However some things never change � students still need to figure out how to pay for tuition, books and housing while saving a dollar for coffee. And as college tuition continues to increase, budgeting has become more and more important and sometimes complex � even for the most conscientious student.
Fortunately, financial issues have new solutions - from email and text message payment reminders, to convenient and secure paperless statements, to social networking support. Students can use technology and online tools to help manage their finances � and companies like Chase Card Services make it easy with several resources.
Personalized Account Alerts
* Sign up for free account alerts via text message, email or phone messages to be reminded when you are nearing payment due dates and credit limits, or to let you know that your payment has been received. Signing up (and paying attention to) these reminders can help you avoid fees you don�t want to pay, and keep your account in good standing.
Automatic Payments
* Simplify monthly bills like credit card payments by setting up automatic online payments. This will help you pay your bills on time in order to avoid late fees and build a positive credit history.
Online Budgeting
* Create a monthly budget using an online budgeting calculator � and stick to it. For example, students can track expenses like rent, school supplies and entertainment at http://www.chasestudentloans.com/student-loan-resources/budget-calculator.html.
Credit Awareness
* Request and learn how to read your credit report online. You can request your free credit report annually at www.annualcreditreport.com. Monitoring your credit report online is a convenient way to track your accounts and protect your identity.
Social Networking Support
* Use online support networks such as Chase�s +1 program on Facebook to learn more about budgeting and finance. Through the Chase +1 program you can complete budgeting and credit quizzes to earn �Karma Points,� which can be redeemed for items like concert tickets and spring break discounts � or even donated to charitable causes. Beginning this year, a variety of interactive tools will be added to the Chase +1 group on Facebook.com � an online, interactive social networking site - including; interactive credit chat forums, discussion boards and �The Daily 200� � a daily trivia question that +1 members can answer to earn rewards. As a Chase +1 member, you can access these tools by logging on to www.facebook.com/plus1.
About JPMorgan Chase & Co.
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $1.4 trillion and operations in more than 50 countries. The company has more than 152 million credit cards issued. Under the Chase and JPMorgan brands, the firm serves millions of consumers in the United States and many of the world�s most prominent corporate, institutional and government clients. Information about the firm is available at www.jpmorganchase.com.
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